Federal Direct Loan Application Process

In addition to the Federal Direct Loan Application Process, you must first complete the Free Application for Federal Student Aid (FAFSA).

  • The JC Federal ID Code is 002274.
  • The results of the FAFSA will be used to determine your loan eligibility.
  • Parents interested in applying for a PLUS Loan must have a valid FAFSA on file for their student.
  • Parent PLUS Loan Application Steps
  • We encourage students to apply for the Federal Direct Loan (subsidized and unsubsidized) prior to determining PLUS Loan eligibility.

    The Direct Loan request form for Summer 2024 will be available March 20, 2024.
    The deadline date to apply for a Direct Loan for Spring 2024 is April 19, 2024.
    The Direct Loan request form for Fall 2024/Spring 2025 will be available in mid to late July 2024.


    Application Process

    You must complete all steps below to apply for a Federal Direct Loan.